: Exactly like anything on Earth modern society has some kind of balance. So on one hand we have now a progressive electronic community and also on additional hand we now have army of internet criminals whose both work and fun is made up of what is known as identity theft.Because the main weapon of your scammer is his anonymity the leading purpose of a website Owner consists in confirmation of Users identity.There are many approaches to verify website user's identity. Confirmation by email is needed with password reminder service; e-merchants use AVS checking to authorize their clients as true cardholders while processing cards in e-shops and the like.But it's inadequate. Passwords could be stolen through what are named as phishing. And Address Verification Method is used in US and Canada only as well as its scheme is very imperfect.There must be another solution.Plus it does exist . ... Read more »